Ripple

Ripple was founded in 2012, building blockchain-based payment infrastructure aimed specifically at financial institutions needing faster and cheaper cross-border payment settlement than traditional international wire transfer systems, which often involve multiple correspondent banks, significant delays, and considerable fees, positioning its technology and associated XRP cryptocurrency as a bridge currency that can facilitate faster settlement between different national currencies than traditional banking infrastructure typically allows. Ripple faced a prolonged and high-profile legal battle with the U.S. Securities and Exchange Commission, which filed a lawsuit in 2020 alleging that XRP constituted an unregistered security, a case that created significant regulatory uncertainty for Ripple's business and for the XRP cryptocurrency's exchange listings for several years before a 2023 court ruling found that XRP sales to retail investors on public exchanges did not constitute unregistered securities sales, a partial legal victory for Ripple that was widely viewed as significant for the broader cryptocurrency industry's ongoing regulatory clarity efforts, though aspects of the case continued in subsequent appeals. The company has continued building out its cross-border payments business for financial institution clients, alongside expanding into custody services and other cryptocurrency infrastructure offerings for institutional clients. Ripple has raised substantial private funding and reached a valuation in the billions of dollars, with the associated XRP cryptocurrency remaining one of the more prominent cryptocurrencies by market capitalization, competing with other cross-border payment and blockchain infrastructure providers.

News

11/2/2026

Ripple CEO Defends RLUSD Amid $20 XRP Demand from Investor

Ripple's CEO responds to an investor's demand for higher XRP prices, emphasizing the role of the RLUSD stablecoin in enhancing liquidity on the XRP Ledger.

Yahoo Finance

10/28/2026

Ripple pushes regulation to make RLUSD the most trusted stablecoin

CEO Brad Garlinghouse says Ripple is pursuing regulation and licensing to build trust in its US dollar-backed RLUSD and center XRP in its payments strategy, aiming to boost regulatory acceptance and wider adoption of Ripple's products.

Bloomberg

10/28/2026

Ripple Secures OCC Approval to Open National Trust Bank

Final OCC approval lets Ripple establish a federally chartered trust bank, enabling expanded custody and regulated payment services and bolstering its push into traditional finance and institutional clients.

Bloomberg

10/27/2026

Ripple Partners with Robinhood to Boost RLUSD Stablecoin Usage

This partnership enhances the RLUSD stablecoin's role in institutional trading, supporting Robinhood's ambition to evolve into a global financial superapp.

CNBC

10/23/2026

Ripple Partners with Arf to Boost XRP Settlement Financing

Ripple's collaboration with Arf introduces RLUSD settlement financing, aiming to enhance liquidity for payment companies and coinciding with bullish XRP price projections.

Yahoo Finance